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With permission from Democracy Prep Public School

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Why Teachers Can't Save

Andrew J. Rotherham

Today's pension policy is making it extra hard for young teachers to save for retirement. Saving even a little in your 20s to make long time horizons work for you is one way to guard against risk. So why are we making it extra hard for 20-something teachers – America's largest group of college-educated workers – to do exactly that? Policymakers could offer more portable benefits or give teachers their employer contributions much sooner.